Homemover

Making your next move smooth and stress-free

Moving home consultation

Your Next Property Move

You've been through this process before and if you're visiting this website, you either found it a painful experience or you simply don't have the time to go through it again.

At Gascoine Hoare, we can take care of your step up or down the property ladder.

Even if you have been through the process before, you probably last looked at mortgages a few years ago and we all know that a lot has changed in the last couple of years so we can walk you through what is or isn't possible nowadays and importantly right now, what documentation you will be required to provide.

There are still lots of choices for people looking to move so it makes sense to get professional advice on which way to go, so please don't hesitate to contact us to find out what your options are.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage cost calculator

Enter the amount, the interest rate you have been quoted and the term, to see what the monthly cost would be.

The rate you have been quoted or are comparing. We do not suggest one.

Fill in all three boxes to see the monthly cost.

This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances.

Current Market Conditions

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Interest Rates

We keep you informed of the latest rate changes and help you secure competitive deals.

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Documentation

Requirements have evolved - we'll guide you through exactly what you need to provide.

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Property Values

Understanding current valuations helps you make informed decisions about your move.

Types of Moves We Help With

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Upsizing

Moving to a larger property for growing families or lifestyle changes. We'll help you understand increased borrowing requirements and manage the financial transition.

  • Increased borrowing calculations
  • Stamp duty implications
  • Chain management expertise
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Downsizing

Reducing property size for retirement, lifestyle, or financial reasons. We help optimize your mortgage and potentially release equity.

  • Equity release options
  • Reduced monthly payments
  • Retirement planning integration
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Relocation

Moving to a different area for work or lifestyle. We understand regional variations in lending and property markets.

  • Regional market knowledge
  • Lender area preferences
  • Relocation package advice

Your Homemover Timeline

1

Current Mortgage Review

We assess your existing mortgage and current property value to understand your position.

2

New Property Assessment

Calculate affordability for your new purchase and explore mortgage options.

3

Mortgage Arrangement

Secure your new mortgage with timing coordinated to your sale and purchase.

4

Chain Management

We coordinate with all parties to ensure smooth progression through the chain.

5

Completion Coordination

Ensure both sale and purchase complete seamlessly on the same day.

Expert Homemover Tips

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Start Early

Begin your mortgage search before you start house hunting to understand your budget and strengthen your position with sellers.

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Manage the Chain

Keep all parties informed and maintain realistic timelines. We help coordinate between buyers, sellers, and legal representatives.

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Market Timing

Understanding current market conditions helps time your sale and purchase for optimal results.

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Cost Planning

Factor in all costs including stamp duty, legal fees, removal costs, and potential void periods.