Mortgages

Find the right mortgage solution for your needs

Find Your Perfect Mortgage

People want mortgages for various different reasons, whether that be for your first flat, moving into a bigger house, buying as an investment at home or abroad or simply trying to get a better deal.

At Gascoine Hoare we can help you with all these as it's very important that you get the right deal for the right reason. As the rates and costs for these different mortgages can vary wildly it pays to find out what's available before you spend hours looking for the perfect property.

We can even get you an Agreement in Principle, putting you in a very strong position with potential vendors and estate agents.

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About an Agreement in Principle

An Agreement in Principle shows how much you may be able to borrow based on the information you provide. It is not a mortgage offer and is subject to full application and credit assessment.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.

Choose Your Mortgage Type

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First Time Buyer

Your first property should be exciting. We'll guide you through every step of the mortgage process, from finding out how much you can borrow to having keys in your hand.

  • Comprehensive guidance through the buying process
  • Help with deposit requirements and schemes
  • Referral to a protection specialist
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Homemover

Moving up or down the property ladder? We'll take care of your next step and help you navigate the current market conditions.

  • Step up or down the property ladder
  • Current market condition updates
  • Documentation requirements guidance
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Remortgaging

Find better rates and terms for your existing property or raise funds for improvements. We'll help you avoid unforeseen jumps in monthly costs.

  • Better rates than your current deal
  • Raise money for home improvements
  • Debt consolidation options
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Buy-to-Let

Investment property advice for both experienced and first-time landlords. Specialist advice on deposit sizes and rental calculations.

  • Experienced investor or first-time landlord
  • Specialist deposit and rental advice
  • Portfolio building strategies
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Overseas

UK property investment for overseas buyers and overseas property financing for UK investors. Navigate exchange rate considerations.

  • Overseas buyers purchasing in UK
  • UK investors buying abroad
  • Currency risk management
Learn More
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Protection & insurance – referred services

Gascoine Hoare does not advise on protection or insurance products. Where you need life cover, critical illness cover, income protection or buildings and contents insurance, we will refer you to a specialist firm who can help.

Protection and insurance services are referred to a third party. Neither Gascoine Hoare Ltd or PRIMIS are responsible for the service received.

We receive a commission for referrals of this kind. Referrals are not regulated by the Financial Conduct Authority.

Mortgage cost calculator

Enter the amount, the interest rate you have been quoted and the term, to see what the monthly cost would be.

The rate you have been quoted or are comparing. We do not suggest one.

Fill in all three boxes to see the monthly cost.

This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances.

Our Mortgage Process

1

Initial Consultation

We assess your circumstances and requirements to understand your needs.

2

Market Research

We search the market to find the most suitable deal for your specific situation.

3

Application

We handle the paperwork and guide you through the application process.

4

Completion

We support you through to completion and beyond with ongoing advice.

Ready to Find Your Perfect Mortgage?

Get expert advice tailored to your specific circumstances

Get Started Today Call 020 8979 3582